What do we have here?


The design matters a lot less than other things, but the T-Mobile Card should still look pretty sleek. | Image Credit — The Mobile Report
Unfortunately, no one (credible) has a suspected release date or general timing to share with the world right now, so all you can really do is continue to be patient and hope a formal announcement will take place by the end of this week.
Should you sign up?
If you don’t like to use a debit card or your bank account for your monthly payments for convenience or security reasons, then the answer will almost certainly be a resounding yes. That’s obviously because $5 a month can amount to a pretty significant discount in the long run, and it would be a shame to give that up just because you don’t want to add yet another piece of plastic to your wallet.
Either no credit cards should be eligible or all of them should be! Changing the policy to remove autopay discounts on existing customers unless they apply for and use the cobranded T-Mobile Visa card had to violate a number of consumer protection laws. Class Action attorneys help us out!
jeefourreddit, October 28, 2025
On top of everything else, some sort of signup bonus is also expected by many people (although its value is not exactly easy to guess), and of course, annual fees and foreign transaction fees are unlikely to be part of the deal. That’s all fine and dandy for a lot of devoted T-Mo users, but some are still not happy that their old, unbranded credit cards can’t qualify for an AutoPay discount, going so far as to threaten legal action against the industry-leading “Un-carrier.”
Will this move further boost T-Mo’s subscriber figures?
Probably not. But it’s certainly not going to cause a decline either, and perhaps more importantly, it should make quite a few existing customers just a tiny bit happier with the way they’re treated by their carrier.
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